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Tools

Run the numbers before you buy, sell, or decide whether to rent. These are the same calculators from our individual calculator pages, brought together in one place. Estimates only — talk to a Country Real Estate agent and your lender for numbers specific to you.

Mortgage Calculator

Use our free Tehachapi mortgage calculator to estimate your monthly home payment. It starts at the current Tehachapi median sale price.

Estimated monthly payment
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Principal & interest: $0  |  Property tax: $0  |  Home insurance: $0  |  HOA: $0
Loan amount: $0  |  Down payment: $0  |  Total interest: $0

Affordability Calculator

See what home price fits your income, based on the 28/36 guideline: no more than 28% of gross monthly income on housing, and no more than 36% on total debts.

You could afford up to
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Estimated monthly payment: $0  |  Loan amount: $0

Estimates are based on the 28/36 guideline. This is not financial advice.

Closing Cost Estimator

Estimate your cash to close as a buyer, or your net proceeds as a seller. Buyer closing costs are estimated at 0.8% for lender and loan fees, 0.6% for title and escrow, and 1.1% for taxes, prepaids, and recording.

Estimated cash to close
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Down payment: $0  |  Total closing costs: $0
Lender & loan fees: $0  |  Title & escrow: $0  |  Taxes, prepaids & recording: $0

Estimates only. Actual closing costs vary by lender, title company, and transaction.

Rent vs Buy Calculator

See whether renting or buying costs less over the years you plan to stay, from Tehachapi to Bakersfield and the Antelope Valley.

Total cost to rent
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Net cost to buy
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Estimate only. Buying includes down payment, 2% closing costs, mortgage principal and interest, property tax, insurance, and maintenance, minus your home equity and appreciation at sale after 6% selling costs. Renting assumes your rent rises each year. This is not financial advice. Ask a Country Real Estate agent and your lender for numbers specific to you.

Buying or selling from Tehachapi to Bakersfield and the Antelope Valley? We answer within 60 minutes during business hours.

Get Your Home Value Call (661) 822-4433

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